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Information Compromise & Your Business

American Bank takes our responsibility to our business clients very seriously.

While technology has provided great convenience to our clients, these conveniences come with risk.

American Bank offers a wide variety of Cash Management Services, such as Online Banking, American Connection - Remote Deposit, ACH, Wire Transfers and Positive Pay.  Online transactions containing confidential or personally identifying information may be susceptible to cyber criminals if computers are not properly secured.  Clients must remain vigilant when it comes to protecting their banking workstation(s) and all personal information collected on the workstation(s).

American Bank works to secure your online transactions through:

  • Ongoing Employee Training

  • Multi-Factor Authentication

  • Token-Based Authentication (for high-risk transactions)

  • Intrusion Detection Systems

  • Intrusion Prevention Systems

  • Firewalls

  • Multi Layered Anti-Virus Scanning

  • Anti-Spyware/Malware Scanning

  • Anti-Spam Filtering

  • Annual Third-Party Penetration Tests

Securing your online transactions is a true partnership.  All American Bank systems are automatically updated to keep up with the ever changing threat climate, but we can't do it alone.

You and your employees may be trusted to protect confidential information used in an array of Online Cash Management services.  Employee education is the first line of defense against fraud and online deception.

Your staff must be educated and trained on the security controls needed to secure your electronic transactions.

How could an employee compromise your Online Banking Credentials?  By clicking on a bogus email?  By visiting a bogus website?  Might they do this without realizing it?  The answer is Yes.

What could happen if your banking workstation(s) were compromised?  Loss of your customers' personal information?  Loss of your reputation?  Loss of revenue?  The answer is Yes.

The following list includes imperative items needed at your banking workstations to help secure your online transactions.

  • Up to Date Anti-Virus Software

  • Up to Date Anti-Spyware/Malware Software

  • Up to Date Firewall

  • Up to Date Internet Browser(s)

  • Up to Date Anti-Spam Filtering Software

  • Protection of Passwords and Tokens

  • Ongoing Employee Training

You can find more information about securing your business by visiting www.ftc.gov or call 1-877-ftc-help (1-877-382-4357)

This site is for educational purposes and is not intended to provide legal advice.  For specific advice about your unique circumstances, you may wish to consult a qualified professional.  Credits: Federal Trade Commission; Federal Bureau of Investigation; Homeland Security; National Cyber Security Alliance.


 

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