American Bank - Education Center
Social Networking Fraud
Social networking sites are great ways to connect with people you have
not seen in a long time. The sites are also filled with many hoaxes, and
internet scammers are increasingly looking to social networking sites as
a way of finding new victims.
Do not believe everything you read
If you see something posted on a social
network site that seems too inflammatory or too good to be true then it
probably is. Search the internet using keywords from the post to
see if other sites are reporting the post as false. If a post is
encouraging you to act, do not do so until you have fully verified the
Social networking applications
Social networking applications come in many varieties. There may
be thousands of different applications that you can connect to your
social networking account with just the click of a button. They
may be quizzes, games, tools, or devices that promise to help you
organize your social networking account. Many applications are
innocent and perform exactly as they are described, but not all
applications are innocent. Before installing an application read
carefully what information about you is being shared and with whom.
Limit what you share
Don't post information about yourself online that you don't want the
whole world to know. The Internet is the world's biggest
information exchange. Many more people could see your information
than you intend.
Find out how different
sites work before deciding to join. Some sites allow only a
defined community of users to access posted content; others allow
anyone and everyone to view postings.
Keep some control over
the information you post by restricting access to your page.
Keep your full name,
Social Security number, address, phone number, birth date, and bank
or credit card account numbers to yourself. Any information
that may be used as a security question should be protected from
disclosure (i.e. your birthplace, elementary school, first pet,
mother's maiden name, etc.)
This site is for educational purposes
and is not intended to provide legal advice. For specific advice
about your unique circumstances, you may wish to consult a qualified
professional. Credits: Federal Trade Commission; Federal Bureau of
Investigation; Homeland Security; National Cyber Security Alliance.