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First Time User

Personal Checking Options

Your checking account needs to be right for you. At American Bank we know your checking needs may differ from those of others, perhaps in the number of checks written per month, balance maintained, or other services used. Whether this is your first experience with a checking account or you are an experienced money manager, you'll find that opening and maintaining your checking account at American Bank is a better way to bank. An American Bank Banker will assist you in selecting the account that will best satisfy your financial needs.

Save some green.
In your pocketbook & in your backyard.
Open your Green Account today!

It’s easy. All you have to do is*:
Reduce the number of checks you write by automating 4 payments or deposits per month
Reuse your American Bank debit card 6 times a month
Recycle yesterday’s paper by accessing Online Banking & e-Statements

And you’ll receive:
ATM fee refunds (up to $12/month)
Higher interest rate on Green Checking
Higher interest rate on Green Savings
12% APR on QuikCredit (subject to credit approval)

*Green Checking Account: $50 minimum deposit to open account. Must maintain a positive balance. By meeting the above referenced * items each statement cycle up to $12 of ATM fees per month will be credited to your account and you will receive a higher interest rate**. If you do not meet the requirements per statement cycle you will earn the default interest rate**. In addition a $5 service fee will be assessed and your ATM fees will not be refunded for that statement cycle. Green Savings Account**: You must have a Green Checking Account. A $1,000 minimum deposit is required to open the account. If the account falls below $1,000 during a statement period a service fee of $5 will be charged. Fees may reduce earnings.
**Click here for the current interest rates.

Click here to learn more about our personal account options. A free debit card is available with all of our personal checking accounts.

For information regarding the products and services offered at our Olivia and Renville offices, please call or visit our Olivia or Renville locations. Contact information for all of our banking offices can be found on the Locations page.