Home | Legal | Privacy | Contact Us

Internet Banking
Personal Banking
Business Banking
Wealth Management
Community
Locations
Careers
Site Map

Commercial & Agricultural Loans

At American Bank, we feel that strong relationships are key to a successful business. Our team of commercial bankers will visit your place of business, get to know you and your particular needs, and customize a package of products and services to meet your specific requirements.

Commercial Loans - From start-up to growth to changes in the economic climate, accessing capital is crucial to the success of any business. Structuring and securing the right commercial loans takes the expertise, flexibility and possibilities available at American Bank.

We offer a wide range of loans tailored to the unique needs of your business. Whether you are financing day-to-day operations or long-term expenditures, we are here to lend a helping hand. Your Commercial Loan Officer will discuss which choices are most suitable for your business.

Working Capital Loans and Revolving Lines of Credit - These loans can be used for business expansion, to acquire inventory, advertising, promotions, accounts payable, or to pay down other obligations. Loans function on a revolving basis, usually by a loan agreement, with a floating interest rate.

Construction Loans - Construction loans can be used to purchase property, renovate current facilities, and build new construction.

SBA and Other Government Backed Loans - SBA Loan benefits include longer terms, larger loan amounts, and more competitive rates than you might be able to obtain through a conventional loan. As an SBA preferred lender, you can be confident that a Commercial Loan Officer will assist you in finding the right loan program for you.

Equipment Loans - American Bank offers a variety of options for all your equipment needs, including leasing or direct purchase of business essentials.

Agricultural Loans - American Bank is dedicated to local farmers and takes great pride in offering personalized financial solutions for your agricultural needs. The staff at American Bank has a solid understanding of the complex and changing ag world. We provide many options to meet your unique needs including: farm operating lines of credit, capital purchases, machinery and equipment purchasing. If your operation is looking to grow, please contact us today!


For more information contact a commercial lender at:
Metro: 651-643-8480
Albert Lea/Alden: 507-377-7000
Olivia/Renville: 320-523-1111



 
  Equal Housing LenderMember FDIC © 2005 American Bank of St. Paul