Consumer Loans
 
American Bank offers a variety of lending services to meet your changing credit needs. Stop by one of our branches to apply for a consumer loan.

Auto Loans - Our Retail Loan Officers provide a quick response to your loan application. Simple interest loans are available for a variety of terms and rates, which allows us to tailor a monthly payment to fit your budget.

Personal Loans - American Bank's personal loans are as varied as your individual credit needs. We can help finance a loan for any purpose- a boat, recreational vehicle, computer, education, investments or for whatever your needs are.

Mortgage Loans - American Bank offers a variety of residential home mortgages including conventional fixed rate mortgage loans, VA and FHA loans and many more financing alternatives. Our lenders can assist you in tailoring a mortgage that best fits your individual circumstances.

Home Equity Installment Loans - Take advantage of the valuable equity in your home. When you prefer to borrow a fixed amount of cash for a specific number of years, a Home Equity Installment Loan may be right for you.

Home Equity Credit Line - With American Bank's Home Equity Line of Credit, you can access amounts ranging from $10,000 to $200,000 simply by writing an Equity Line check. Equity Line is a revolving line of credit; as you pay off the principal, those funds again become available for your use. You can make monthly interest and principal payment or interest only payments.

Home Improvement Loans - Loans are available for home remodeling, landscaping, room additions, major repairs and energy-savings improvements. An American Bank Retail Loan Officer will assist you in developing a home improvement loan that meets your specific needs.

QuikCredit - QuikCredit is a revolving line of credit attached to your checking account, that allows you to take advantage of unexpected purchases and provides overdraft protection.

Credit Cards - American Bank offers MasterCard, MasterCard Gold, Visa, and Visa Gold credit cards for the convenience of our customers through our partnership with Élan Financial Services. See a Personal Banker for an application.